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Dreams Deferred: Opportunities, Challenges, and Solutions for Building Financial Security
The voices of low-income families and communities of color have been largely absent in the debate on how to rebuild the economy and grow the middle class in California.
As part of a long-term initiative to create wealth building opportunities for all families, EARN partnered with Families in Schools, Greenlining Institute, Long Beach Interfaith Community Organization, and PICO Federations in the Central Valley. Together we are building, engaging, and mobilizing a grassroots constituency in California to ensure that the voices of some of the most vulnerable populations – low-wage families and communities of color – don’t get left behind. Our first step has been to listen and learn directly from low-wage constituents about their financial challenges.
EARN and its partner organizations held 70 listening sessions and met with nearly 1,000 low-wage constituents throughout the state. Listening session participants shared their greatest concerns, challenges, and ideas about creating financial security for their families.
At this briefing, EARN and allied organizations will share key findings from our statewide constituency building listening sessions which are captured in a new report authored by EARN and Howard University's Center on Race and Wealth entitled, Dreams Deferred: Opportunities, Challenges, and Solutions for California’s Low-Income Families to Build Financial Security.
The report briefing will give key stakeholders from the public, private, and nonprofit sectors the opportunity to learn from California constituents and EARN’s partner organizations about effective strategies for championing policies and innovations that put families on the path to building financial security.
Keynote speaker will be State Assemblymember Holly Mitchell. Other speakers include representatives from the following organizations:
- Families in Schools
- Insight Center
- Long Beach Interfaith Community Organization
- People and Congregations Together (PACT) Stockton
- National Council of La Raza (NCLR)
- UCLA Asian American Studies Center.
Statewide Constituency Building and Listening Session Organizations are:
When & Where
EARN is a nonprofit that gives low-income working families the power to create prosperity for generations.
As the nation’s leading microsavings provider, EARN gives families the tools to build wealth and achieve life-changing goals such as saving for college, buying a first home, or starting a small business. Since 2001, we have helped tens of thousands of low-wage families through innovative financial products including matched savings accounts, checking accounts for the unbanked, and financial coaching.
The EARN Research Institute evaluates the impact of EARN’s work and publishes original data, sharing lessons learned and best practices. We use this unique grounding in rigorous applied research and direct service experience to transform the financial services landscape and to champion effective public policies.
EARN's ultimate vision is that millions of well-informed, low-wage American families will achieve financial success through proven strategies, fair public policy, and their own hard work.
To learn more, visit us at http://www.earn.org